ProsperityHSA

Bridging the Gap in Financial Wellness

Attract and retain assets by empowering business and commercial customers to provide comprehensive, turnkey financial wellness benefits for their employees

ProsperityHSA Mobile and Debit Card

Bridging the Gap in Financial Wellness

Attract and retain assets by empowering business and commercial customers to provide comprehensive, turnkey financial wellness benefits for their employees

ProsperityHSA Mobile and Debit Card

As an approved HSA non-bank custodian with over two decades of expertise, ProsperityHSA is one of the most experienced HSA management solutions in the market.

Improve Financial Wellness

Grow Retail Deposits

Reach the Unbanked

Elevate the value of your partnership

Financial wellness is no longer about making decisions for life events only. It’s about building confidence in one’s ability to spend, save, and invest, enabling full engagement in daily life.

Over half of American workers, including those with higher incomes, worry about personal finances daily. This presents a significant opportunity for your business and commercial clients to provide their employees with relief through financial wellness benefits.

With ProsperityHSA, you can now deliver and provide comprehensive support for a robust financial wellness benefits program. 

Attract and retain retail deposits

As digital advancements improve customer experiences across industries, consumers naturally demand better services and options from their financial institutions.

Through their employer-sponsored financial wellness benefits, employees will become familiar with your institution. Many will appreciate the convenience of managing their financial affairs in one place.

Extend your reach to the unbanked

There’s a tremendous opportunity for depositor growth among unbanked adults – those without a regular banking relationship. According to FDIC estimates, about 6% of America’s 258 million adults, or 15.5 million people, are unbanked. Surprisingly, this group includes 1% of adults earning at least $100,000 annually.

And whether banked or unbanked, more than one in 10 adults use a non-bank financial instrument or relationship, such as a money order or check cashing service, in any given year. 

Why Partner with ProsperityHSA?

ProsperityHSA is not just another new program from an inexperienced startup. We are a proven game-changer in the industry. Our HSA program is specially designed for financial institutions, offering a unique blend of stability and expertise from three trusted entities:

DataPath Financial Services

Non-bank custodian with over 20 years of experience in HSA administration, recordkeeping, and compliance

Summit

Powerful, proven white-label HSA administration platform, including online enrollment, debit card, mobile app, and investments

Accelergent Growth Solutions

Business process outsourcing experts with over 15 years of experience in the benefits, financial services, and insurance industries

ProsperityHSA Card

Take advantage of our proven success. With ProsperityHSA, your business and commercial customers can enjoy a competitive, ready-to-launch HSA program.

CONTACT US TODAY TO GET STARTED